GreenSky eases loan servicing for banks

GreenSky is a fintech that offers point-of-sale loan services to consumers. It has partnered with regional banks to provide loan services to as many people as possible. They have simplified the loan application process, by handling the paperwork needed from the consumer and the bank. They offer quick solutions to the needs of consumers who are in need of crucial services but have no cash to pay. If you are a homeowner and you need some home maintenance work to be done but you lack the money to pay, worry no more because GreenSky will facilitate instant financing of the project through the merchant.

The merchant will apply for a loan with the amount he will charge for the service. They will send relevant loan processing information to the fintech, which will on its part link the borrower with a lender willing to offer the loan. Once a lender is found, the loan is processed instantly. GreenSky has mainly been working with four regional banks namely Sun Trust, Synovus, Fifth Third, and Regions Financial

Regional banks are interested in consumer lending since it attracts high yields, but two obstacles hinder progress in this field. The cost involved in getting customers is too high and the servicing the loan can also be a nightmare. Through GreenSky, regional banks are getting better full benefits of consumer lending. The fintech brings the customers to them and it even facilities servicing of the loan. The role of the bank in the whole process is to offer the money to lend.

GreenSky does not offer interest on the loans as is the case with traditional banking. Customers who will pay back the loan in the agreed timeframe will get the benefit of not repaying even a single cent on top of the principal amount. It is GreenSky who take up the role of repaying the loan during the zero percent APR period. There are huge hopes on this company that it will perform very well in long-term. In the period that they have been in the industry, there has been consistent growth trend. In 2017, they recorded a 30 percent increase from the previous year.

https://www.crunchbase.com/organization/greensky

Stream Energy Proves that they Care in a Unique Way…

You might have heard about the philanthropic efforts of Stream Energy in the news. If you read the patch.com article, however, you would see why these efforts can be easily distinguished from other charitable efforts seen within the business community. Two things distinguish the efforts of Stream Energy.

The people that run Stream Energy and the people that direct sell for them actively participate in each of the charitable programs that the company engages in. This says a whole lot more than merely cutting a check! Also, Stream Cares is the company division handling matters of charity. That’s correct; the company has a dedicated arm for philanthropic efforts. This sort of thing was unheard of years ago yet it occurs a great deal with millennials beginning startups. This dedicated branch teams with other charitable groups to assist Dallas locals (and other Texans) that find themselves needy. Their efforts are impressive.

When Hurricane Harvey tore through Texas, Stream Energy was one of the first companies that donated money to the cause; even beating the federal funds. There were 56 inches of rain in the city of Houston, and Stream Cares was there. Remember when tornadoes hit the northern region of Texas (the day after Christmas?) Stream was there. Stream Energy, through Stream Cares, raised thousands of dollars. Stream’s corporate division matched what the direct seller contractors donated. This is something Stream does to bolster the amount of assistance provided through the arm. When local veterans that were needy where taken to a nice steakhouse only to be fed burgers, ribs, and steaks with all the BBQ fixings? Stream Cares was behind this too! When the rough winds blow or veterans are in need, Stream uses the arm to provide philanthropy with a personalized twist.

Stream sells direct energy, cell phone service and other plans for families that are on the market for cost-effective options. Their associates are direct sellers that are recognized as independent contractors on their tax returns. This means that each associate can provide their own high level of entrepreneurial effort, not only in business and direct selling but in philanthropy too.

https://www.dmagazine.com/publications/d-ceo/2010/october/meet-ceo-rob-snyder-of-stream-energy/

Shervin Pishevar’s Tweets Are Waking Some Investors Up

Silicon Valley is a haven for startups. Some investors call Silicon Valley the “startup capital of the world.” But Shervin Pishevar, the man who gave Hyperloop a shoot in the arm by investing $26 million when Hyperloop needed it, thinks Silicon Valley is losing its competitive edge. Pishevar let the world know California won’t be the startup giant it is now in the future. And that tweet didn’t sit well with the investors who have a lot of financial eggs in the Silicon Valley startup tank.

Shervin Pishevar isn’t afraid to rattle a few investment cages. One of his tweets during his 21-hour tweeting extravaganza let his followers know the stock market is overvalued, and it is heading for a major adjustment. And another tweet said the stable bond market isn’t going to be as stable going forward. Most investors thought Shervin Pishevar was out of his lane when he said the value of a Bitcoin will take a huge hit in 2018. But Pishevar has a way of making sense when the investment cards are on the table.

Mr. Pishevar is a force to reckon within the investment industry. Mr. Pishevar’s investments in companies like Warby Parker, Didi, Slack, and Dollar Shave Club confirm his expertise in the investment game. Shervin Pishevar has a huge group of followers because he knows how to turn money into more money while other people are still trying to decide to invest. Pishevar went on a 21-hour tweetstorm to let people know he was still on top of the investment industry even though he wasn’t going to manage his investment firm, Investment company, going forward.

Not everyone likes Shervin’s tweets. Some investors thought he was being too negative about stocks and bonds. They also thought he was out of touch when he sent a tweet about inflation rearing its head in a big way in 2018. His tweet about keeping immigrants out was also an eye-opening message. Shervin thinks immigrant talent doesn’t want to come to the United States. There are other countries that are making a huge impact in the investment industry.

The future of the U.S. economy looks grim, according to Shervin Pishevar. Obviously, Pishevar isn’t a Trump supporter. Pishevar tells it like he sees it when it comes to stating facts about the domestic and global economy. But some people just don’t like to hear the facts until they experience them, according to Pishevar.

https://my.charitywater.org/shervin-pishevar-2/shervin38th

Glen Wakeman Reveals Some Of The Inner Workings of Launchpad Holdings LLC.

Glen Wakeman is a successful businessman, investor, mentor, and entrepreneur who is the founder and CEO of Launchpad Holdings, LLC. His passion is to build businesses and help other people build businesses. In this capacity, he is also the President and Founder of Nova Four, which is a business accelerator that offers mentoring services and other resources to companies that are looking to get off of the ground. Generally speaking, Wakeman specializes in capital markets, transforming businesses, developing leaders, business strategy, and growing businesses (https://thenewsversion.com/2018/03/interview-with-glen-wakeman/).

Glen Wakeman was recently asked about the general idea behind Launchpad Holdings, and he explained that the company is mainly focused on helping people to turn their ideas into real-world plans. This helps young, budding companies and other entrepreneurs to avoid the kind of failure that could come from not completely developing their ideas into something solid. Since ideas and plans are two completely different things, Wakeman works to offer a way of looking at ideas from the standpoint of structuring them into a component of a company. Once an entrepreneur or startup has a plan, they can look for the financial assistance they need much easier.

Glen Wakeman is known to bring his own ideas to life by making himself explain them to other people (Blogwebpedia). Glen has found that this process is essential to him, because it makes him run through all of the details that are necessary to better understand the strengths and weaknesses of his ideas. This process also helps him to discover which ideas are not really good ideas; even though he might of thought so to begin with. He has found, for himself, that explaining a good idea out loud gives him even more motivation to turn it into a reality.

Glen Wakeman acknowledges that Launchpad Holdings is a combination of everything he has learned in his career. It gathers together information that he has accumulated from his experiences and offers it to clients as the Launchpad Toolkit. The process at Launchpad leads clients through the process of building business from the beginning through the marketing of the business and has helped many startups to navigate the murky waters of getting their ideas off of the ground.

 

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More Visit: https://www.bloomberg.com/research/stocks/private/snapshot.asp?privcapid=28628851