Where Capital Group’s Tim Armour Disagrees with Warren Buffet

Billionaire philanthropist Warren Buffet believes that placing money in passive index funds is a better investment than putting it into the hands of hedge fund managers. To the point that Buffet bet a cool million that would go to charity if he wins. Capital Group’s CEO, Timothy Armour, thinks that Buffet may win the bet, since it cannot be denied that some investors are left with the short end of the stick, as funds prove to be costly. Armour shares Buffet’s concern that retirement funds must yield better returns, not only for Baby Boomers, but even for younger generations and read full article.

But Armour disagrees with Buffet that passive index returns are the best investment for retirement. Some funds have been very high performing indeed, and if an investor placed funds into well-managed active funds, they would end up with better returns than if they’d invested in passive index funds. Armour believes that finding exceptional fund managers is key.

Timothy Armour knows what he’s talking about. A graduate of Middlebury College with a degree in economics and having more than 30 years of expertise in this field, Armour was named Chairman of Capital Group on July 28, 2015. Capital Group is home to American Funds and is one of the biggest fund managers in the world and Timothy on Facebook.

Armour was instrumental in forging the partnership between Capital Group and Samsung Asset Management, whose chief goals are better solutions for retirement and the development of asset allocation products and Timothy’s lacrosse camp.

The Traveling Vineyard: Success In A Glass Of Wine

The Traveling Vineyard, where the wine is the star of the show, has the potential to become an amazingly profitable home business. While you provide friends and family with a fun, unique way to sample wine in the comfort of their own homes, your commissions are calculated by your wine sales. With successful team members on your personal team, earnings increase for yourself and your team.

There are many benefits of becoming a Wine Guide with The Traveling Vineyard. A favorite of many is the fact that you are self-employed and can develop a schedule to suit your needs. Create that perfect balance between family and work life, part time or full time, your commitment is yours to adjust as needed. Your earning potential is virtually limitless and can equal or even exceed that of a traditional brick and mortar job.

Follow Traveling Vineyard on Instagram.

Wine is a consumable product that is highly popular and currently in style, with folks from many walks of life enjoying a relaxing glass of wine to relax after work. Becoming a Wine Guide provides the perfect opportunity for you to earn with a product that has stood the test of time and isn’t likely to lose its appeal any time soon.

Armed with an extensive support system and detailed training materials, nearly anyone can become a Wine Guide, no college degrees required or extensive wine knowledge needed. The Traveling Vineyard’s website is easy to navigate and contains all the training materials, available at your fingertips any time of day or night. Low start-up costs paired with incentives keep this endeavor within reach with the opportunity to earn on your schedule.

USHEALTH Group Inc is now a One Planet Awardee

Earlier this year, USHEALTH Group Inc. was named as one of the awardees in the illustrious One Planet Awards. USHEALTH Group is a winner for Company of the Year for Accounting, Banking Financial and Insurance.


Ft. Worth based USHEALTH Group Inc., is an insurance holding company whose goal is to offer new solutions for health insurance for small business owners as well as freelance and self-employed workers. In the competitive health insurance industry, USHEALTH Group has seen unusual success and growth in promoting its unique line-up of health insurance plans for individuals. The company is committed to offering plans that are not only affordable, but are flexible as well, and whose coverage can grow at the same time that the individual’s business grows.


USHEALTH’s President and CEO Troy McQuagge is, understandably, elated at the distinction and peer recognition that the One Planet Award has conferred on the company, as this award represents a program that honors excellence in business all over the world. Nominations for these awards come from different types of organizations from all types of industries around the world.


USHEALTH Group, which has for more than five decades served more than 15 million satisfied policy holders, also offers family health insurance plans that can be tailor-fit to every family’s unique needs. These plans, like the ones for individuals, are also highly flexible, giving plan holders the freedom to buy more insurance coverage when they need it. For example, when you avail of their Optional Guaranteed Short Term Insurability Rider, this also allows you to buy their Short Term Medical-Surgical Expense plan with no need for supplementary underwriting. Therefore, the company’s clients are satisfied, because clients only pay for additional services when they need it.


This is especially relevant in today’s society because it allows more families to avail of much-needed affordable and flexible health insurance. Moreover, USHEALTH provides excellent customer service to their family health insurance policyholders. Their phone lines are always open for their customer care staff to assist clients. The company also has field agents available to help when needed.


One more benefit that USHEALTH Group family insurance offers is that it has no deductibles per calendar year. This means families can avail of medical insurance coverage just as soon as their applications are submitted. Because of the flexibility and affordability of the company’s policies, their clients are able to breathe easier, assured that their families will be able to enjoy better quality of living.

Arthur Becker the Bio Tech Guru Gone Artist and Real Estate Mongul

Arthur Becker is anything but stagnant. Now in his sixties, divorcing his wife, Vera Wang, and able to change careers more often than his choice for art mediums, Becker is set to sell a local condo project in his Washington Street project for $52 million. Here are some of his latest art projects that are fascinating people around the world. You can visit Perezhilton to know more.

Arthur’s art is stunning. Created from all forms of medium one could ever imagine, they inspire greatness. There are only so many ways one person can reinvent themselves. He lives to make that a false statement. He has used gold, money, cookies, nuts, binoculars, and religious symbols of affluence, origami, the Magic Eight Ball and anything else he feels is meaningful in his life to create outstanding art in his collection.

His art creations aside, his real estate ventures are amazing as well. He has created a whole new empire of avant-garde art through living. It brings in amazing profits to both himself, and his many investors. His art is world-famous.

Speaking of investors, he is also one himself. Stunning as it might seem, he has bought tech companies in his early years. This is in part what helped him get to the level of financial independence that he has. Allowing him to invest in things that he feels are dear to his heart. He really seems to have a good eye too. If he invests in it, it will work.

Arthur Becker had his own business back in the day too. His love of Macadamia Nuts led him to creating a business that grew them in a company that can only be compared to an island resort, where his nuts grew and the employees that helped him sell them lived. His client then was Mrs. Field’s. If you have had a macadamia nut cookie from Mrs. Field’s, then you have probably eaten one of those nuts.

His career is amazing, his creativity, nothing short of genius, and at 66 years of age, he isn’t done yet. The best is yet to come for a man of these innovations to be sure. For more details visit Ideamensch.

Click here: https://angel.co/arthur-becker-nyc

Cassio Audi

Investments are considered to be the backbone of every economy in the world. However, this industry can be extremely challenging for the newbies. Sometimes, the experts also need a lot of help so that they can understand the industry and make the right choices. Many investors believe that investments only involve the future. However, it is paramount for everyone to entrust their money into ventures that will turn out to be successful.

If you are planning to become successful in your investments, it is vital to hire an investment advisor. These professionals understand the stock exchange world, and they will guide you to make sure that you have invested in the right docket. The professional will provide you with several investment options so that you choose one that suits you.

Cassio Audi is one of the most influential investment advisors based in Brazil. Cassio has been in the industry for a while, and he has mastered all the features of investment management in the South American country. The investment advisor is known for his expertise in real estate investments, shares, bonds, and securities in Brazil. His primary objective is to make sure that he meets the demands of his modern clients. The businessman serves investors, educational centers, public utilities, corporations, charities and any private sector company that are looking forward to making an investment in Brazil. Since he has been in the competitive industry for a while, and he prides himself on being one of the prominent and most influential investment advisors in Brazil and the world as a whole.


Hiring a responsible investment manager is not easy. If you are in Brazil, you need to hire individuals who are experienced and well trained by the right institutions. The advisor should also be working with a licensed agency so that you do not lose your hard earned money at the end of the day.


Talk Fusion Gets Better with Age

There are a lot of companies out there in the world today. A lot of people might say there are even too many companies. It can be hard to tell which companies are for real and which companies are just a flash in the pain. One company that has only improved and gotten better over the years is Bob Reina’s Talk Fusion, which he founded back in 2007. He had the idea after wanting to send out a video email to someone. Now, it has transformed into something that is larger than life. Instead of the company just being a one tricky pony, they have really narrowed the market on video communications.

They have video chats, video emails, video newsletters, and video conferences. These serve the purpose of allowing people to chat with one another, no matter where they are from, and they also allow people to build their stay-at-home business. For many people, that is the dream job. They love the idea of working from home, being their own boss, and calling the shots. Nothing brings them more joy than that. It is the life they have always wanted and desired. They don’t want to be stuck in a suit, working 9-5.

They want to be able to provide for their family while also living a life that is true to them and makes them as happy as humanely possible. That is what Talk Fusion provides for its customers in spades. It is why they won two awards in the year 2016 from the Technology Marketing Corporation. The recent award was for the 2016 Communications Solutions Product of the Year. That is a big award and they had to beat some stiff competition along the way. Click here to know more.

However, as everyone knows, anything in life worth having does not come easy. The IT team did their job, Bob Reina, and everyone. It truly was a group effort and everyone played their part in getting Talk Fusion to the place they are at now, which many say is the best place they have ever been in throughout their ten years. Many believe they have more up their sleeve! Talk Fusion on YouTube.

MB2 Dental Care

Getting the dental work that you need


If you need to make sure that you are doing all that you can to keep your teeth and gums healthy, there are a few tips that you will want to follow. Having a company like MB2 Dental on your side gives you the opportunity to stay as healthy as possible, so that you are able to digest your food and also enjoy a beautiful smile. With this in mind, read on and apply all of these tips, which will be useful to you when it comes to finding the best dental care around.


#1: Get referrals


The best thing that you can do for yourself is make sure you choose a dentist that comes highly recommended. You can get these recommendations by seeking referrals from people that you trust. Ask them about their experience with the dentist both in terms of service and things like price and comfort. By getting these referrals, you will know that your money is well spent in your dental care will be in the best chance possible.


#2: Make sure your insurance is valid


No matter what dentist you choose, you need to make sure that you have the dental insurance that will be helpful to you. You need to make sure that your insurance plan is current and that the dental practice you choose accepts your insurance provider. By understanding their ability to help you out this regard, you will be in a really great position to pay for your dental care without having to break your budget in the process.


#3: Visit your dentist regularly


Once you find a dentist you can trust, make sure that you visit them on a regular basis. By visiting the MB2 Dental two times per year, you will be able to get the best dental care that you need and stay on top of any preventative measures. During these two visits, the dentist will clean your teeth and also give you an inspection to make sure they don’t have any chronic cavities or anything of the sort.


If you follow these three tips, you will be in a great position to find a dentist near you. Give MB2 Dental a call to see how they can help. From here, you will be in a great place when it comes to your oral health care and will protect your teeth and gums accordingly.


Goettl, Air Conditioning Company Providing HVAC Services for Las Vegas Families

Goettl is an Air Conditioning that has several offices in Las Vegas, Phoenix, and Tuscon areas. Goettl has proven to be a source of heat for Abana Stephenson and her family who reside in Las Vegas. Abana had been living without a toilet, heat unit, or an air conditioning that was functioning. Michael Gamst, the Goettl manager, learned about Abana’s situation and assembled his team to install for the Stephenson family a toilet, heat unit, and the air conditioning system. The Stephenson family also received donated gifts from the Goettl and Triple5teens (a non-profit organization) workers.


Goettl Heating System

Goettl has also assisted people to save on heating bills and conserve energy through technological innovation. Goettl serves areas that are predominantly warm. However, they still advocate for functioning air conditioning and heating units. The company has a zone controlled heating system that heats houses based on individual room needs. This heating system ensures that families can heat their homes on a room-by-room basis. Also, since heating can be targeted on specific rooms, less energy is used, and there are fewer chances of fuel wastage.


About Goettl

Goettl has been offering high-quality equipment for heating and AC since 1939. The company also offers a full range of repair, maintenance and replacement services. Goettl has innovative and well-trained technicians who provide outstanding customer service. The technicians are also well trained to handle furnace and heat pump problems. The air conditioning company considers the fact that the atmosphere in houses should be healthy and clean. Therefore the company offers the best air quality products in the market. According to Goettl, air conditioning is an essential service and not a luxurious one to residents in Arizona.


Goettl has demonstrated that it is the leading air conditioning and heating experts that give back to the community. Heating units are environmentally friendly and more efficient thanks to the utilization of their technological innovation.


Improving Quality of Life Through Steam Cell Treatment

The Lung Institute was founded with one main goal, to help people suffering from chronic lung disease live an improved quality of life. For those who have been diagnosed with interstitial lung disease, pulmonary fibrosis, or COPD (chronic obstructive pulmonary disease, quality of life can be greatly impaired. Such lung diseases can make even simple daily tasks, such as checking the mail or cooking dinner, daunting because of how extremely difficult they become. Most traditional treatments only aim to relieve symptoms instead of actually trying to slow down the progression of the disease itself. These traditional treatments also come with negative side effects. Because of this, the Lung Institute has developed a stem cell treatment that aims to address not only a patient’s symptoms from lung disease, but also the disease.

The Lung Institute uses autologous stem cells, which come right from the patient, to harness the body’s natural ability to heal. After the patient’s stem cells are drawn from their blood or bone marrow, they’re then reintroduced to the patient’s body in which they can be placed inside their lungs to help them heal and reduce inflammation. Patients can either being treated through a blood-derived stem cell procedure or a bone marrow derived treatment. The venous treatment (blood-derived) is slightly less invasive but may need more follow-up treatments for a patient to feel optimal results. The bone marrow procedure may allow the patient to breathe easier faster since bone marrow contains a greater amount of adult stem cells as opposed to the amount found in peripheral blood used in the venous procedure. Each procedure consists of the patient returning for several hours to receive treatment for a few days.

This treatment has proven to help sufferers of lung disease by easing their symptoms and slowing down the progression of their disease. This form of treatment entails a minimally invasive procedure that has shown to be greatly effective in regards to improving a patient’s quality of life. Every patient that’s treated at the Lung Institute is screened beforehand so that treatments can be altered to each specific unique case to ensure they receive the best possible results.  Check out the Lung Institute’s social media page on Twitter. Subscribe to the Lung Institute’s YouTube channel.



CTCA Teams up with NantHealth and Allscripts to Improve Patient’s Treatment

On February 4th every year, the whole world takes a moment to mourn the lives of heroes taken by the deathly disease, cancer. Experts across the globe are spending days and nights to come up with solutions meant to avail the best treatment to those infected. Cancer Treatment Centers of America (CTCA) has been on the forefront in this campaign.

In the recent past, CTCA teamed up with NantHealth and Allscripts to create a custom technical solution (clinical pathways). This advancement allows a doctor at CTCA to easily access clinical workflows in the Allscripts Sunrise electronic health record (EHR). Using the data extracted, the doctor can easily decide on the diagnosis method to apply on each patient. This particular program contains data from various experts in the field of oncology across the world.

Acccording to Wikipedia, the clinical pathway is centered on the patient’s treatment progress. The fact that the program holds thousands of treatment processes posted by various oncologists reduces cases of doctors in Cancer Treatment Centers of America using guess works on diagnosis. The program has also ensured that a patient’s clinic visits remain as staged by the fact that it provides real-time solutions by just a tap at the screen. Also, the program has created a transparency in the treatment process by the fact that the patients are involved in treatment process.

About Cancer Treatment Centers of America (CTCA)
CTCA was established in 1988 by Richard J Stephenson. Richard’s mother had been diagnosed with cancer and unfortunately died. According to Richard, enough was not being done in the clinics of that time to diagnose the disease. Therefore, Richard dedicated his entire life to offering cancer patients with the best treatment options available.

Richard opened his first CTCA hospital at Zion, Illinois. Today, CTCA has an additional of four more hospitals scattered in the United States in the major metropolitan areas. Richard has staffed his centers with the best oncologists to ensure that the patients access the best form of treatment available. Today, the Centers have a reputation of successfully offering treatments using conventional approaches.

For further information follow CTCA on Facebook.